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Steve Phua Cheng Yang

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A Monthly Curated Newsletter

As humans, we often like to think we're right, even when we can be wrong at times. Many of us have the unconscious tendency to seek information that support our existing beliefs & disregard or undermine those that do not match ours. But doing so without awareness or questioning can have adverse effects in the way we think, make decisions & live our lives. Today, I'd like to share with you some potential consequences of confirmation bias & what we can do about them.

World’s richest man says highly intelligent people do this one thing

To Amazon billionaire and world’s richest man, Jeff Bezos, this phrase is extremely true. He believes one single trait distinguishes highly intelligent people from all over people: the ability to reassess and change their minds.

 
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Investing and the Danger of Confirmation Bias

Sound advice on how we should be aware of the dangers of confirmation bias in finances and how we can approach investing responsibly.

 
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Why you think you're right — even if you're wrong by Julia Galef

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Steve Phua Cheng Yang
 
 
 
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Testimonials and Referral Notes

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Hi Everyone! Cheng Yang has been a friend of mine for 5 years. He always cater suitable proposal to individual needs in life planning. He is also very knowledgeable and provide good explanations to all my queries. I have full confidence in him that he will take good care of my policies and keep me up to date through regular reviews in my different life stages. Regards, Quan

Hi Everyone, Cheng Yang has been a close friend of mine since NS and he always has the passion in whatever he does. He is always readily available for any queries as my financial consultant and he does not push for me to take up plans I do not need. He recommends policies that are only applicable to me based on my financial needs. I think trust is important especially with the prejudice attitude that people have of financial consultants. Cheng Yang does not fit this mold, as he offers the best and necessary advice for my family and myself. I strongly urge you to give your fullest confidence in him if you want to begin your financial planning for the longer term. Regards, Shaun

Hi everyone! I have known Cheng Yang for 4 years and he is someone whom I trust with the planning of my finances. He has always catered to my financial needs and is ever ready to answer my doubts when needed. He is trustworthy and accountable and I feel secured after he reviewed my policies. Regards, Melvin (IP executive)

Hi Everyone, Cheng Yang has been a friend of mine since primary school and he’s known to be reliable and patient. During our meetings, I could tell that he is very knowledgeable about the products he have to offer. He made me feel assured that my finances are in good hands. I did not feel any pressure to buy his products at all as he was not aggressive in any way. Furthermore, he was very patient in answering all of my questions. I have full confidence in him and would definitely recommend him to anyone. Regards, Nicholas

Hi Everyone, Cheng Yang is exceptionally knowledgeable and well-versed in his products. His explanation was thorough and will clarify any doubts to ensure that I fully understand the plans I am getting. He is not pushy to sell unnecessary products, he recommended products that suits me after understanding my financial situation. You can be rest assured that you are in good hands. Regards, Chye Hsia (Electronic Engineer)

Hi Everyone, Cheng Yang is really knowledgeable and reliable. He only recommend to me the products that are most suitable for me, and he makes great effort explaining them to me thoroughly. I feel reassured to have him taking care of my financial planning. Regards, Kah Kit (RSAF Officer)